Singaporean TikToker shares hack on how to withdraw NS55 credits as cash

The TikToker had withdrawn the cash from a teller machine located at Sheng Siong Supermarket.

Harshiyne Maran

Hidden Talent: Knowing the lyrics to every High School Musical soundtrack by heart.

Published: 7 July 2022, 5:25 PM

NSmen both past and present are now able to reap the fruits of their labour in the form of $100 worth of digitally dispersed credits, under the NS55 Recognition Package.

However, Khristopher Luke, a TikToker who goes by the username @kpherluke, seems to have found a way to withdraw the credit amount as cash. 

On Wednesday (Jul 6), he shared a TikTok video of himself  withdrawing the cash from a Sheng Siong Simple Teller Machine ($TM).

This came as a surprise to many, as the Ministry of Defence’s (MINDEF) website states that NS55 credits will only be digitally dispersed through the LifeSG app.


This can only be done at $TM service at Sheng Siong 🙌🏻


In the video, Kristopher demonstrates the hack to and how he redeemed the cash.

Khristopher is initially seen selecting the PayNow option at the machine. He then proceeds to key in $90 as his preferred amount of money to withdraw. The $TM then promptly dispenses the $90.

However, there was an additional step that Khristopher was not able to include in his video. He subsequently clarified in the comments section that he had to first download the LifeSG app and search for the ‘Benefits and Support’ module. 

From there, he selected the ‘scan and pay’ option and scanned the QR code displayed at the $TM. 

At the time of writing, the video has garnered over 20,000 likes, 501 comments and 511,000 views. Under the post, netizens expressed their own success stories with the hack. 

One user, @DamDamDey commented: “This is legit guys!” 

Another user, @YuseiJoy, added: “It really works, I have gotten my money.” 

Eligibility for the credits is determined according to an individual’s NS status as of May this year. Those who are deemed eligible would have received a letter in June with further details on redemption of the NS55 package. 

The package consists of $100 worth of credits that will be digitally distributed via the LifeSG mobile application. 

It can be spent at any online or physical merchant accepting payment by “Scan and Pay” via PayNow UEN or NETS QR. This includes heartland shops, hawkers, and e-commerce merchants. 

For more information about the NS55 Recognition Package, click here.

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